* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  --primary-color: #2563eb;
  --primary-light: #60a5fa;
  --primary-dark: #1e40af;
  --secondary-color: #10b981;
  --secondary-light: #34d399;
  --secondary-dark: #059669;
  --accent-color: #f59e0b;
  --accent-light: #fbbf24;
  --urgent-color: #ef4444;
  --urgent-light: #f87171;
  --text-dark: #1f2937;
  --text-light: #6b7280;
  --bg-light: #f9fafb;
  --bg-white: #ffffff;
  --border-color: #e5e7eb;
  --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.08);
  --shadow-md: 0 4px 16px rgba(0, 0, 0, 0.12);
  --shadow-lg: 0 8px 32px rgba(0, 0, 0, 0.16);
  --shadow-color: 0 12px 48px rgba(37, 99, 235, 0.2);
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', 'Roboto', 'Oxygen', 'Ubuntu', 'Cantarell', sans-serif;
  line-height: 1.6;
  color: var(--text-dark);
  background-color: var(--bg-white);
  overflow-x: hidden;
}

.header {
  background-color: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  box-shadow: var(--shadow-sm);
  position: sticky;
  top: 0;
  z-index: 1000;
  transition: all 0.3s ease;
}

.header.scrolled {
  box-shadow: var(--shadow-md);
  background-color: rgba(255, 255, 255, 0.98);
}

.nav-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 1rem 2rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo {
  font-size: 1.75rem;
  font-weight: 700;
  background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  cursor: pointer;
  transition: transform 0.3s ease;
}

.logo:hover {
  transform: scale(1.05);
}

.nav-menu {
  display: flex;
  list-style: none;
  gap: 2rem;
}

.nav-menu a {
  color: var(--text-dark);
  text-decoration: none;
  font-weight: 500;
  position: relative;
  transition: color 0.3s ease;
}

.nav-menu a::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--primary-color), var(--secondary-color));
  transition: width 0.3s ease;
}

.nav-menu a:hover {
  color: var(--primary-color);
}

.nav-menu a:hover::after {
  width: 100%;
}

.nav-cta-button {
  background: linear-gradient(135deg, var(--secondary-color) 0%, var(--secondary-light) 100%);
  color: var(--bg-white);
  padding: 0.625rem 1.5rem;
  border-radius: 24px;
  text-decoration: none;
  font-weight: 600;
  font-size: 0.9375rem;
  box-shadow: 0 4px 12px rgba(16, 185, 129, 0.3);
  transition: all 0.3s ease;
  position: relative;
  overflow: hidden;
}

.nav-cta-button::before {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.3), transparent);
  transition: left 0.5s ease;
}

.nav-cta-button:hover::before {
  left: 100%;
}

.nav-cta-button:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(16, 185, 129, 0.4);
}

.mobile-menu-toggle {
  display: none;
  flex-direction: column;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
}

.mobile-menu-toggle span {
  width: 24px;
  height: 2px;
  background-color: var(--text-dark);
  margin: 3px 0;
  transition: 0.3s;
}

.hero {
  background: linear-gradient(135deg, var(--primary-color) 0%, var(--primary-light) 50%, var(--secondary-color) 100%);
  color: var(--bg-white);
  padding: 6rem 2rem;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.1) 0%, transparent 70%);
  border-radius: 50%;
  animation: float 6s ease-in-out infinite;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -30%;
  left: -10%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.08) 0%, transparent 70%);
  border-radius: 50%;
  animation: float 8s ease-in-out infinite reverse;
}

@keyframes float {
  0%, 100% {
    transform: translateY(0) rotate(0deg);
  }
  50% {
    transform: translateY(-30px) rotate(5deg);
  }
}

.hero-content {
  max-width: 900px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
  animation: fadeInUp 0.8s ease-out;
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.hero-title {
  font-size: 3rem;
  font-weight: 700;
  margin-bottom: 1.5rem;
  line-height: 1.2;
}

.hero-subtitle {
  font-size: 1.25rem;
  margin-bottom: 3rem;
  opacity: 0.95;
  line-height: 1.5;
}

.hero-stats {
  display: flex;
  justify-content: center;
  gap: 4rem;
  margin-bottom: 3rem;
  flex-wrap: wrap;
  animation: fadeInUp 0.8s ease-out 0.2s backwards;
}

.stat {
  text-align: center;
  transition: transform 0.3s ease;
  cursor: default;
}

.stat:hover {
  transform: scale(1.1);
}

.stat-number {
  font-size: 2.5rem;
  font-weight: 700;
  margin-bottom: 0.5rem;
  background: linear-gradient(135deg, #ffffff 0%, var(--accent-light) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.stat-label {
  font-size: 1rem;
  opacity: 0.9;
}

.cta-button {
  display: inline-block;
  background: linear-gradient(135deg, var(--secondary-color) 0%, var(--secondary-light) 100%);
  color: var(--bg-white);
  padding: 1.25rem 3.5rem;
  font-size: 1.25rem;
  font-weight: 700;
  text-decoration: none;
  border-radius: 50px;
  transition: all 0.3s ease;
  box-shadow: 0 8px 24px rgba(16, 185, 129, 0.4);
  position: relative;
  overflow: hidden;
  animation: fadeInUp 0.8s ease-out 0.4s backwards;
}

.cta-button::before {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  width: 0;
  height: 0;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.3);
  transform: translate(-50%, -50%);
  transition: width 0.6s ease, height 0.6s ease;
}

.cta-button:hover::before {
  width: 300px;
  height: 300px;
}

.cta-button:hover {
  transform: translateY(-4px) scale(1.02);
  box-shadow: 0 12px 32px rgba(16, 185, 129, 0.5);
}

.cta-button:active {
  transform: translateY(-2px) scale(0.98);
}

.cta-pulse {
  animation: pulse 2s infinite, shake 3s ease-in-out 2s infinite;
}

@keyframes pulse {
  0%, 100% {
    box-shadow: 0 8px 24px rgba(16, 185, 129, 0.4);
  }
  50% {
    box-shadow: 0 8px 32px rgba(16, 185, 129, 0.6), 0 0 0 10px rgba(16, 185, 129, 0.1), 0 0 0 20px rgba(16, 185, 129, 0.05);
  }
}

@keyframes shake {
  0%, 100% { transform: translateX(0); }
  10%, 30%, 50%, 70%, 90% { transform: translateX(-2px); }
  20%, 40%, 60%, 80% { transform: translateX(2px); }
}

.hero-trust {
  margin-top: 1.5rem;
  font-size: 0.9375rem;
  opacity: 0.95;
  display: flex;
  justify-content: center;
  gap: 2rem;
  flex-wrap: wrap;
}

.urgency-banner {
  background: linear-gradient(90deg, var(--urgent-color) 0%, var(--urgent-light) 50%, var(--accent-color) 100%);
  color: var(--bg-white);
  padding: 1.25rem 2rem;
  text-align: center;
  position: relative;
  overflow: hidden;
  animation: slideDown 0.5s ease-out;
}

.urgency-banner::before {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 50%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent);
  animation: shimmer 3s infinite;
}

@keyframes slideDown {
  from {
    transform: translateY(-100%);
    opacity: 0;
  }
  to {
    transform: translateY(0);
    opacity: 1;
  }
}

@keyframes shimmer {
  0% { left: -100%; }
  100% { left: 200%; }
}

.urgency-content {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1.5rem;
  flex-wrap: wrap;
}

.urgency-icon {
  font-size: 1.5rem;
  display: inline-block;
  animation: swing 1s ease-in-out infinite;
}

@keyframes swing {
  0%, 100% { transform: rotate(-10deg); }
  50% { transform: rotate(10deg); }
}

.urgency-text {
  font-size: 1rem;
  margin: 0;
}

.urgency-cta {
  background-color: var(--bg-white);
  color: var(--urgent-color);
  padding: 0.625rem 1.5rem;
  border-radius: 24px;
  text-decoration: none;
  font-weight: 700;
  transition: all 0.3s ease;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15);
  display: inline-block;
}

.urgency-cta:hover {
  transform: scale(1.08) rotate(-2deg);
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.2);
}

.section {
  padding: 5rem 2rem;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
}

.section-title {
  font-size: 2.5rem;
  font-weight: 700;
  text-align: center;
  margin-bottom: 1rem;
  color: var(--text-dark);
}

.section-subtitle {
  font-size: 1.125rem;
  text-align: center;
  color: var(--text-light);
  margin-bottom: 4rem;
}

.steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 3rem;
}

.step {
  text-align: center;
  padding: 2rem;
  transition: transform 0.3s ease;
  cursor: pointer;
}

.step:hover {
  transform: translateY(-8px);
}

.step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 80px;
  height: 80px;
  background: linear-gradient(135deg, var(--primary-color) 0%, var(--primary-light) 100%);
  color: var(--bg-white);
  font-size: 2rem;
  font-weight: 700;
  border-radius: 50%;
  margin-bottom: 1.5rem;
  box-shadow: 0 8px 20px rgba(37, 99, 235, 0.3);
  position: relative;
  transition: all 0.3s ease;
}

.step:hover .step-number {
  transform: rotate(360deg) scale(1.1);
  box-shadow: 0 12px 28px rgba(37, 99, 235, 0.4);
}

.step-number::before {
  content: '';
  position: absolute;
  top: -5px;
  left: -5px;
  right: -5px;
  bottom: -5px;
  border-radius: 50%;
  border: 2px solid var(--primary-light);
  opacity: 0;
  transition: opacity 0.3s ease;
}

.step:hover .step-number::before {
  opacity: 1;
  animation: ripple 1.5s ease-out infinite;
}

@keyframes ripple {
  0% {
    transform: scale(1);
    opacity: 1;
  }
  100% {
    transform: scale(1.4);
    opacity: 0;
  }
}

.step-title {
  font-size: 1.5rem;
  font-weight: 600;
  margin-bottom: 1rem;
  color: var(--text-dark);
}

.step-description {
  font-size: 1rem;
  color: var(--text-light);
  line-height: 1.5;
  margin-bottom: 1.25rem;
}

.step-cta {
  display: inline-block;
  color: var(--primary-color);
  text-decoration: none;
  font-weight: 600;
  font-size: 1rem;
  position: relative;
  transition: all 0.3s ease;
}

.step-cta::after {
  content: '→';
  margin-left: 0.5rem;
  display: inline-block;
  transition: transform 0.3s ease;
}

.step-cta:hover {
  color: var(--secondary-color);
}

.step-cta:hover::after {
  transform: translateX(6px);
  animation: bounce 0.6s ease-in-out infinite;
}

@keyframes bounce {
  0%, 100% { transform: translateX(0); }
  50% { transform: translateX(6px); }
}

.trust-badges-section {
  background: linear-gradient(135deg, var(--bg-light) 0%, var(--bg-white) 100%);
  padding: 2rem;
  border-top: 1px solid var(--border-color);
  border-bottom: 1px solid var(--border-color);
  position: relative;
  overflow: hidden;
}

.trust-badges-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(37, 99, 235, 0.05), transparent);
  animation: slideRight 4s ease-in-out infinite;
}

@keyframes slideRight {
  0% { left: -100%; }
  100% { left: 200%; }
}

.trust-badges {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 3rem;
  flex-wrap: wrap;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  transition: transform 0.3s ease;
  cursor: default;
  position: relative;
  z-index: 1;
}

.trust-badge:hover {
  transform: scale(1.1) rotate(-3deg);
}

.badge-icon {
  font-size: 1.5rem;
  transition: transform 0.3s ease;
  display: inline-block;
}

.trust-badge:hover .badge-icon {
  transform: rotate(360deg);
}

.badge-text {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-dark);
}

.features-section {
  background-color: var(--bg-light);
  padding: 5rem 2rem;
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 2rem;
}

.feature {
  background: linear-gradient(135deg, var(--bg-white) 0%, var(--bg-light) 100%);
  padding: 2.5rem;
  border-radius: 16px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
  position: relative;
  overflow: hidden;
  border: 2px solid transparent;
}

.feature::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(135deg, var(--primary-color), var(--secondary-color));
  opacity: 0;
  transition: opacity 0.3s ease;
  z-index: 0;
}

.feature:hover::before {
  opacity: 0.05;
}

.feature:hover {
  transform: translateY(-12px) scale(1.03);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary-light);
}

.feature > * {
  position: relative;
  z-index: 1;
}

.feature-icon {
  font-size: 3.5rem;
  margin-bottom: 1rem;
  display: inline-block;
  transition: transform 0.5s ease;
  filter: drop-shadow(0 4px 8px rgba(0, 0, 0, 0.1));
}

.feature:hover .feature-icon {
  transform: scale(1.2) rotate(10deg);
  animation: wiggle 0.5s ease;
}

@keyframes wiggle {
  0%, 100% { transform: scale(1.2) rotate(10deg); }
  25% { transform: scale(1.2) rotate(-10deg); }
  75% { transform: scale(1.2) rotate(5deg); }
}

.feature-title {
  font-size: 1.25rem;
  font-weight: 600;
  margin-bottom: 0.75rem;
  color: var(--text-dark);
}

.feature-description {
  font-size: 1rem;
  color: var(--text-light);
}

.rates-section {
  background-color: var(--bg-light);
}

.rates-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 2rem;
}

.rate-card {
  background: linear-gradient(135deg, var(--bg-white) 0%, var(--bg-light) 100%);
  padding: 3rem 2rem;
  border-radius: 20px;
  box-shadow: var(--shadow-md);
  text-align: center;
  position: relative;
  transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
  border: 2px solid var(--border-color);
}

.rate-card:hover {
  transform: translateY(-12px) scale(1.02);
  box-shadow: var(--shadow-color);
  border-color: var(--primary-color);
}

.rate-card.featured {
  background: linear-gradient(135deg, var(--bg-white) 0%, #f0f9ff 100%);
  border: 3px solid var(--primary-color);
  box-shadow: 0 8px 32px rgba(37, 99, 235, 0.3);
  transform: scale(1.05);
}

.rate-card.featured:hover {
  transform: translateY(-12px) scale(1.08);
}

.featured-badge {
  position: absolute;
  top: -16px;
  left: 50%;
  transform: translateX(-50%);
  background: linear-gradient(135deg, var(--accent-color) 0%, var(--accent-light) 100%);
  color: var(--bg-white);
  padding: 0.5rem 1.5rem;
  border-radius: 24px;
  font-size: 0.875rem;
  font-weight: 700;
  box-shadow: 0 4px 12px rgba(245, 158, 11, 0.4);
  animation: pulse-badge 2s ease-in-out infinite;
}

@keyframes pulse-badge {
  0%, 100% {
    transform: translateX(-50%) scale(1);
  }
  50% {
    transform: translateX(-50%) scale(1.05);
  }
}

.rate-title {
  font-size: 1.5rem;
  font-weight: 600;
  margin-bottom: 1.5rem;
  color: var(--text-dark);
}

.rate-price {
  margin-bottom: 2rem;
}

.rate-amount {
  font-size: 2.5rem;
  font-weight: 700;
  background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  transition: transform 0.3s ease;
  display: inline-block;
}

.rate-card:hover .rate-amount {
  transform: scale(1.1);
}

.rate-features {
  list-style: none;
  text-align: left;
}

.rate-features li {
  padding: 0.75rem 0;
  border-bottom: 1px solid var(--border-color);
  color: var(--text-light);
}

.rate-features li:last-child {
  border-bottom: none;
}

.rate-features li:before {
  content: "✓ ";
  color: var(--secondary-color);
  font-weight: 700;
  margin-right: 0.5rem;
}

.rate-apply-btn {
  display: block;
  width: 100%;
  background: linear-gradient(135deg, var(--primary-color) 0%, var(--primary-light) 100%);
  color: var(--bg-white);
  padding: 1rem;
  text-align: center;
  text-decoration: none;
  border-radius: 50px;
  font-weight: 700;
  margin-top: 1.5rem;
  transition: all 0.3s ease;
  box-shadow: 0 4px 16px rgba(37, 99, 235, 0.3);
  position: relative;
  overflow: hidden;
}

.rate-apply-btn::before {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.3), transparent);
  transition: left 0.5s ease;
}

.rate-apply-btn:hover::before {
  left: 100%;
}

.rate-apply-btn:hover {
  transform: translateY(-3px) scale(1.02);
  box-shadow: 0 8px 24px rgba(37, 99, 235, 0.4);
}

.rate-apply-btn.featured-btn {
  background: linear-gradient(135deg, var(--secondary-color) 0%, var(--secondary-light) 100%);
  box-shadow: 0 4px 16px rgba(16, 185, 129, 0.3);
  animation: pulse-btn 2s ease-in-out infinite;
}

.rate-apply-btn.featured-btn:hover {
  box-shadow: 0 8px 24px rgba(16, 185, 129, 0.4);
}

@keyframes pulse-btn {
  0%, 100% {
    box-shadow: 0 4px 16px rgba(16, 185, 129, 0.3);
  }
  50% {
    box-shadow: 0 4px 24px rgba(16, 185, 129, 0.5);
  }
}

.apply-section {
  background-color: var(--bg-white);
}

.apply-header {
  margin-bottom: 3rem;
}

.form-benefits {
  display: flex;
  justify-content: center;
  gap: 2rem;
  margin-top: 1.5rem;
  flex-wrap: wrap;
}

.form-benefit {
  color: var(--secondary-color);
  font-weight: 600;
  font-size: 0.9375rem;
}

.form-container {
  max-width: 800px;
  margin: 0 auto;
  background: linear-gradient(135deg, var(--bg-white) 0%, var(--bg-light) 100%);
  padding: 3rem;
  border-radius: 24px;
  box-shadow: var(--shadow-lg);
  border: 2px solid var(--border-color);
  transition: all 0.3s ease;
  animation: fadeInUp 0.8s ease-out;
}

.form-container:hover {
  box-shadow: var(--shadow-color);
  border-color: var(--primary-light);
}

.loan-form {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.form-row {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1.5rem;
}

.form-group {
  display: flex;
  flex-direction: column;
}

.form-group label {
  font-weight: 600;
  margin-bottom: 0.5rem;
  color: var(--text-dark);
  font-size: 0.875rem;
}

.form-group input,
.form-group select {
  padding: 0.875rem;
  border: 2px solid var(--border-color);
  border-radius: 12px;
  font-size: 1rem;
  transition: all 0.3s ease;
  font-family: inherit;
  background-color: var(--bg-white);
}

.form-group input:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--primary-color);
  box-shadow: 0 0 0 4px rgba(37, 99, 235, 0.1);
  transform: translateY(-2px);
}

.checkbox-group {
  margin: 1rem 0;
}

.checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  cursor: pointer;
}

.checkbox-label input[type="checkbox"] {
  margin-top: 0.25rem;
  width: 18px;
  height: 18px;
  cursor: pointer;
}

.checkbox-label span {
  font-size: 0.875rem;
  color: var(--text-light);
  line-height: 1.5;
}

.submit-button {
  background: linear-gradient(135deg, var(--secondary-color) 0%, var(--secondary-light) 100%);
  color: var(--bg-white);
  padding: 1.5rem 3rem;
  font-size: 1.375rem;
  font-weight: 700;
  border: none;
  border-radius: 50px;
  cursor: pointer;
  transition: all 0.3s ease;
  margin-top: 1rem;
  box-shadow: 0 8px 24px rgba(16, 185, 129, 0.4);
  position: relative;
  overflow: hidden;
  animation: pulse-submit 2s ease-in-out infinite;
  width: 100%;
}

.submit-button::before {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  width: 0;
  height: 0;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.4);
  transform: translate(-50%, -50%);
  transition: width 0.6s ease, height 0.6s ease;
}

.submit-button:hover::before {
  width: 400px;
  height: 400px;
}

.submit-button:hover {
  transform: translateY(-4px) scale(1.02);
  box-shadow: 0 12px 36px rgba(16, 185, 129, 0.5);
}

.submit-button:active {
  transform: translateY(-2px) scale(0.98);
}

@keyframes pulse-submit {
  0%, 100% {
    box-shadow: 0 8px 24px rgba(16, 185, 129, 0.4);
  }
  50% {
    box-shadow: 0 8px 32px rgba(16, 185, 129, 0.6), 0 0 0 8px rgba(16, 185, 129, 0.1);
  }
}

.form-disclaimer {
  font-size: 0.75rem;
  color: var(--text-light);
  text-align: center;
  margin-top: 1rem;
  line-height: 1.5;
}

.trust-section {
  background-color: var(--bg-light);
  padding: 5rem 2rem;
}

.testimonials {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 2rem;
}

.testimonial {
  background: linear-gradient(135deg, var(--bg-white) 0%, var(--bg-light) 100%);
  padding: 2.5rem;
  border-radius: 16px;
  box-shadow: var(--shadow-sm);
  transition: all 0.3s ease;
  border: 2px solid transparent;
  position: relative;
}

.testimonial:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary-light);
}

.testimonial::before {
  content: '\201C';
  position: absolute;
  top: 10px;
  left: 20px;
  font-size: 4rem;
  color: var(--primary-color);
  opacity: 0.1;
  font-family: Georgia, serif;
}

.testimonial-rating {
  color: var(--accent-light);
  font-size: 1.5rem;
  margin-bottom: 1rem;
  display: inline-block;
  transition: transform 0.3s ease;
}

.testimonial:hover .testimonial-rating {
  transform: scale(1.1);
  filter: drop-shadow(0 2px 4px rgba(251, 191, 36, 0.5));
}

.testimonial-text {
  font-size: 1rem;
  color: var(--text-dark);
  line-height: 1.5;
  margin-bottom: 1.5rem;
  font-style: italic;
}

.testimonial-author {
  font-size: 0.875rem;
  color: var(--text-light);
  font-weight: 600;
}

.footer {
  background-color: var(--text-dark);
  color: var(--bg-white);
  padding: 4rem 2rem 2rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 3rem;
  margin-bottom: 3rem;
}

.footer-title {
  font-size: 1.5rem;
  font-weight: 700;
  margin-bottom: 1rem;
  color: var(--primary-color);
}

.footer-text {
  font-size: 0.875rem;
  color: #cccccc;
  line-height: 1.5;
}

.footer-heading {
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: 1rem;
}

.footer-links {
  list-style: none;
}

.footer-links li {
  margin-bottom: 0.5rem;
}

.footer-links a {
  color: #cccccc;
  text-decoration: none;
  font-size: 0.875rem;
  transition: color 0.3s ease;
}

.footer-links a:hover {
  color: var(--bg-white);
}

.footer-bottom {
  border-top: 1px solid #444444;
  padding-top: 2rem;
  text-align: center;
}

.footer-bottom p {
  font-size: 0.875rem;
  color: #cccccc;
  margin-bottom: 0.5rem;
}

.footer-disclaimer {
  font-size: 0.75rem;
  color: #999999;
}

@media (max-width: 768px) {
  .nav-cta-button {
    display: none;
  }

  .nav-menu {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background-color: var(--bg-white);
    flex-direction: column;
    padding: 1rem 2rem;
    box-shadow: var(--shadow-md);
    display: none;
  }

  .nav-menu.active {
    display: flex;
  }

  .mobile-menu-toggle {
    display: flex;
  }

  .hero-title {
    font-size: 2rem;
  }

  .hero-subtitle {
    font-size: 1rem;
  }

  .hero-stats {
    gap: 2rem;
  }

  .stat-number {
    font-size: 1.75rem;
  }

  .section-title {
    font-size: 1.75rem;
  }

  .form-container {
    padding: 2rem 1.5rem;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .hero-trust {
    flex-direction: column;
    gap: 0.75rem;
  }

  .trust-badges {
    gap: 1.5rem;
  }

  .urgency-content {
    flex-direction: column;
    gap: 1rem;
  }
}

@media (max-width: 480px) {
  .hero {
    padding: 4rem 1.5rem;
  }

  .section {
    padding: 3rem 1.5rem;
  }

  .hero-title {
    font-size: 1.5rem;
  }

  .steps {
    gap: 2rem;
  }
}

.page-hero {
  background: linear-gradient(135deg, var(--primary-color) 0%, var(--primary-light) 50%, var(--secondary-color) 100%);
  color: var(--bg-white);
  padding: 4rem 2rem;
  text-align: center;
}

.page-title {
  font-size: 2.5rem;
  font-weight: 700;
  margin-bottom: 1rem;
  animation: fadeInUp 0.6s ease-out;
}

.page-subtitle {
  font-size: 1.125rem;
  opacity: 0.95;
  animation: fadeInUp 0.6s ease-out 0.2s backwards;
}

.content-section {
  margin-bottom: 3rem;
}

.content-title {
  font-size: 2rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 1rem;
}

.content-text {
  font-size: 1.0625rem;
  line-height: 1.8;
  color: var(--text-light);
  margin-bottom: 1rem;
}

.values-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 2rem;
  margin-top: 2rem;
}

.value-card {
  background: linear-gradient(135deg, var(--bg-white) 0%, var(--bg-light) 100%);
  padding: 2rem;
  border-radius: 16px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: all 0.3s ease;
  border: 2px solid transparent;
}

.value-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary-light);
}

.value-icon {
  font-size: 3rem;
  margin-bottom: 1rem;
  display: inline-block;
  transition: transform 0.3s ease;
}

.value-card:hover .value-icon {
  transform: scale(1.2) rotate(10deg);
}

.value-title {
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 0.75rem;
}

.value-text {
  font-size: 1rem;
  color: var(--text-light);
  line-height: 1.6;
}

.benefits-list {
  list-style: none;
  padding: 0;
}

.benefits-list li {
  padding: 0.75rem 0;
  padding-left: 2rem;
  position: relative;
  font-size: 1.0625rem;
  color: var(--text-light);
  line-height: 1.8;
}

.benefits-list li:before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--secondary-color);
  font-weight: 700;
  font-size: 1.25rem;
}

.cta-section {
  text-align: center;
  margin-top: 4rem;
  padding: 3rem;
  background: linear-gradient(135deg, var(--bg-light) 0%, var(--bg-white) 100%);
  border-radius: 16px;
}

.cta-title {
  font-size: 2rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 1rem;
}

.cta-text {
  font-size: 1.125rem;
  color: var(--text-light);
  margin-bottom: 2rem;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  margin-top: 2rem;
}

.contact-info {
  flex: 1;
}

.contact-methods {
  margin-top: 2rem;
}

.contact-method {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  padding: 1.5rem;
  background: linear-gradient(135deg, var(--bg-white) 0%, var(--bg-light) 100%);
  border-radius: 12px;
  margin-bottom: 1.5rem;
  box-shadow: var(--shadow-sm);
  transition: all 0.3s ease;
  border: 2px solid transparent;
}

.contact-method:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary-light);
}

.contact-icon {
  font-size: 2rem;
  transition: transform 0.3s ease;
}

.contact-method:hover .contact-icon {
  transform: scale(1.2) rotate(10deg);
}

.contact-method-title {
  font-size: 1.125rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 0.5rem;
}

.contact-method-text {
  font-size: 1rem;
  color: var(--text-light);
  margin: 0.25rem 0;
}

.contact-method-hours {
  font-size: 0.875rem;
  color: var(--secondary-color);
  font-weight: 600;
  margin-top: 0.5rem;
}

.contact-form-wrapper {
  flex: 1;
}

.contact-form {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.contact-form textarea {
  padding: 0.875rem;
  border: 2px solid var(--border-color);
  border-radius: 12px;
  font-size: 1rem;
  font-family: inherit;
  transition: all 0.3s ease;
  background-color: var(--bg-white);
  resize: vertical;
}

.contact-form textarea:focus {
  outline: none;
  border-color: var(--primary-color);
  box-shadow: 0 0 0 4px rgba(37, 99, 235, 0.1);
  transform: translateY(-2px);
}

.faq-container {
  max-width: 900px;
  margin: 0 auto;
}

.faq-item {
  margin-bottom: 1rem;
  border-radius: 12px;
  overflow: hidden;
  border: 2px solid var(--border-color);
  background: var(--bg-white);
  transition: all 0.3s ease;
}

.faq-item:hover {
  border-color: var(--primary-light);
  box-shadow: var(--shadow-sm);
}

.faq-item.active {
  border-color: var(--primary-color);
  box-shadow: var(--shadow-md);
}

.faq-question {
  width: 100%;
  padding: 1.5rem;
  text-align: left;
  background: none;
  border: none;
  font-size: 1.125rem;
  font-weight: 600;
  color: var(--text-dark);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: all 0.3s ease;
}

.faq-question:hover {
  color: var(--primary-color);
}

.faq-icon {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--primary-color);
  transition: transform 0.3s ease;
}

.faq-item.active .faq-icon {
  transform: rotate(45deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}

.faq-answer p {
  padding: 0 1.5rem 1.5rem;
  font-size: 1rem;
  line-height: 1.8;
  color: var(--text-light);
}

.faq-answer ul {
  padding: 0 1.5rem 1.5rem 3rem;
  list-style-type: disc;
  color: var(--text-light);
}

.faq-answer li {
  margin-bottom: 0.5rem;
  line-height: 1.6;
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 2rem;
  margin: 3rem 0;
}

.benefit-card {
  background: linear-gradient(135deg, var(--bg-white) 0%, var(--bg-light) 100%);
  padding: 2rem;
  border-radius: 16px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: all 0.3s ease;
  border: 2px solid transparent;
}

.benefit-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary-light);
}

.benefit-icon {
  font-size: 3rem;
  margin-bottom: 1rem;
  display: inline-block;
  transition: transform 0.3s ease;
}

.benefit-card:hover .benefit-icon {
  transform: scale(1.2) rotate(10deg);
}

.benefit-title {
  font-size: 1.125rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 0.75rem;
}

.benefit-text {
  font-size: 1rem;
  color: var(--text-light);
  line-height: 1.6;
}

.job-listings {
  display: grid;
  gap: 2rem;
  margin-top: 2rem;
}

.job-card {
  background: linear-gradient(135deg, var(--bg-white) 0%, var(--bg-light) 100%);
  padding: 2rem;
  border-radius: 16px;
  box-shadow: var(--shadow-sm);
  transition: all 0.3s ease;
  border: 2px solid transparent;
}

.job-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary-light);
}

.job-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 1rem;
  flex-wrap: wrap;
  gap: 1rem;
}

.job-title {
  font-size: 1.5rem;
  font-weight: 600;
  color: var(--text-dark);
}

.job-badge {
  background: linear-gradient(135deg, var(--primary-color), var(--primary-light));
  color: var(--bg-white);
  padding: 0.375rem 1rem;
  border-radius: 20px;
  font-size: 0.875rem;
  font-weight: 600;
}

.job-location {
  color: var(--text-light);
  font-size: 1rem;
  margin-bottom: 1rem;
}

.job-description {
  color: var(--text-light);
  font-size: 1rem;
  line-height: 1.6;
  margin-bottom: 1rem;
}

.job-requirements {
  list-style: none;
  padding: 0;
  margin: 1rem 0;
}

.job-requirements li {
  padding: 0.5rem 0 0.5rem 2rem;
  position: relative;
  color: var(--text-light);
}

.job-requirements li:before {
  content: "•";
  position: absolute;
  left: 0;
  color: var(--primary-color);
  font-weight: 700;
  font-size: 1.25rem;
}

.job-apply-btn {
  display: inline-block;
  background: linear-gradient(135deg, var(--secondary-color) 0%, var(--secondary-light) 100%);
  color: var(--bg-white);
  padding: 0.75rem 2rem;
  border-radius: 24px;
  text-decoration: none;
  font-weight: 600;
  margin-top: 1rem;
  transition: all 0.3s ease;
  box-shadow: 0 4px 12px rgba(16, 185, 129, 0.3);
}

.job-apply-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(16, 185, 129, 0.4);
}

.legal-content {
  max-width: 900px;
  margin: 0 auto;
}

.legal-list {
  list-style: none;
  padding: 0;
  margin: 1rem 0;
}

.legal-list li {
  padding: 0.5rem 0 0.5rem 2rem;
  position: relative;
  color: var(--text-light);
  line-height: 1.8;
}

.legal-list li:before {
  content: "•";
  position: absolute;
  left: 0;
  color: var(--primary-color);
  font-weight: 700;
  font-size: 1.25rem;
}

.complaint-step {
  margin: 2rem 0;
  padding: 1.5rem;
  background: linear-gradient(135deg, var(--bg-white) 0%, var(--bg-light) 100%);
  border-radius: 12px;
  border-left: 4px solid var(--primary-color);
}

.complaint-step-title {
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 1rem;
}

.process-steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 2rem;
  margin-top: 2rem;
}

.process-step {
  text-align: center;
  padding: 1.5rem;
  background: linear-gradient(135deg, var(--bg-white) 0%, var(--bg-light) 100%);
  border-radius: 12px;
  box-shadow: var(--shadow-sm);
  transition: all 0.3s ease;
}

.process-step:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.process-number {
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, var(--primary-color), var(--primary-light));
  color: var(--bg-white);
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  font-weight: 700;
  margin-bottom: 1rem;
}

@media (max-width: 768px) {
  .contact-grid {
    grid-template-columns: 1fr;
  }

  .page-title {
    font-size: 2rem;
  }

  .content-title {
    font-size: 1.5rem;
  }

  .job-header {
    flex-direction: column;
    align-items: flex-start;
  }
}