Frequently Asked Questions
Find answers to common questions about our payday loans
A payday loan is a short-term, unsecured loan designed to help you cover unexpected expenses until your next paycheck. These loans typically range from $100 to $1,000 and are due within 14-30 days.
Once approved, funds are typically deposited directly into your bank account within 24 hours. In some cases, same-day funding is available for applications submitted before 2 PM EST.
To qualify, you must be:
- At least 18 years old
- A U.S. citizen or permanent resident
- Have a regular source of income
- Have an active checking account
- Have a valid phone number and email address
We do not require a traditional credit check for our standard payday loans. We focus more on your current income and ability to repay the loan rather than your credit history.
Loan amounts range from $100 to $1,000, depending on your income, state regulations, and our lending criteria. First-time borrowers may qualify for smaller amounts.
Interest rates and fees vary by state and loan amount. We provide full disclosure of all costs before you accept the loan. There are no hidden fees, and you'll know exactly what you'll pay before signing.
Yes! You can pay off your loan at any time with no prepayment penalties. Early repayment may even save you on interest charges.
If you're having trouble making a payment, contact us immediately. We offer flexible repayment options and can work with you to create a payment plan that fits your situation.
Absolutely. We use bank-level 256-bit SSL encryption to protect your personal and financial information. Your data is never shared with third parties without your consent.
For responsible lending reasons, we typically require that your current loan be paid off before applying for a new one. However, loyal customers in good standing may be eligible for additional funding.
We are licensed to operate in all 50 states, though loan terms and availability may vary based on state regulations.
You can check your application status by logging into your account on our website or by calling our customer service at 1-800-QUICK-CASH.